track_changes Calculators

MAPR Calculator

Regulation Z requires financial institutions to calculate the Annual Percentage Rate (APR) one way, and the Military Lending Act requires financial institutions to calculate it another way. Known as the Military Annual Percentage Rate (MAPR), it can be so confusing, and a miscalculation can result in exceeding the law’s rate cap provisions and paying harsh consequences. Regulatory Advisory Services recognizes your concern, and offers our MAPR Calculator to address your concern.

The MAPR Calculator is geared to ensuring compliance with the Military Lending Act’s (MLA) rate cap requirement. Users input information related to their MLA covered loan and the MAPR Calculator will either confirm that the financial institution is compliance or indicate a violation of the rate cap.

Calculators are only available to Premium Members. If you are interested in learning more about Premium Membership and its benefits, please contact us at

Premium Members get access to a number of compliance and risk management resources, including: • Live Webinars • On-Demand Training • Big Orange Book • TRID Calculator • Quick Reference Guides (QRGs) • Monthly Compliance Calendar • Advertising Tutorial