library_books Quick Reference Guides

Account Set-Up and Customer Verification

Does opening a new account baffle your account opening staff? Are you looking for a clear, concise guide that your Customer Service Representatives can use as a reference tool to make sure that they correctly set-up a new account, obtain the minimum required account opening information for CIP, and correctly title an account?

Adverse Action

What exactly is an adverse action? What are the notice requirements? Who is entitled to receive notice of an adverse action notice? What if a credit score played a role in the adverse action? These questions and more are addresses in the Adverse Action Quick Reference Guide

Advertising Deposits and Non-Deposit Investment Products (NCUA)

Are you looking for a quick summary of the advertising rules for deposit products for credit unions? Look no further; Introducing our new NCUA advertising deposits QRG! This succinct, easy-to-use guide makes understanding and explaining the NCUA advertising rules for deposit products a cinch and is a must-have for marketing personnel, compliance officers, and auditors.

Advertising Deposits and Non-Deposits Investment Products (FDIC)

There are very specific and sometimes very technical federal regulations for the advertising of financial institution products. Sometimes the rules change based upon the media used and the rules are never intuitive. There are also rules that prohibit certain marketing practices. Knowledge of federal regulations is mandatory for a compliant advertising and marketing program for a financial institution. There are so many rules that we had to split our guides into two!

Advertising Loan Products

There are very specific and sometimes very technical federal regulations for the advertising of financial institution lending products. Sometimes the rules change based upon the media used and the rules are never intuitive. There are also rules that prohibit certain marketing practices. Knowledge of federal regulations is mandatory for a compliant loan advertising and marketing program for a financial institution. There are so many rules that we had to split our guides into two in order to distinguish the lending advertising rules from the deposit and non-deposit investment product advertising rules! This guide focuses on the many complex advertising rules governing closed-end and open-end credit products.

CAN-SPAM and Prescreened Offers

We outline which emails are covered by the CAN-SPAM rules and the required disclosures that must be provided to consumers. Our guide shares definitions that apply to the Prescreened Offers rule and the disclosures that must be provided to consumers.

Closed-End Mortgage Disclosure Requirements for Non-Principal Dwelling Secured Loans Beginning October 3, 2015

What are the disclosure requirements for closed-end mortgage loans secured by non-principal dwellings and when must the disclosures be given? What regulations apply and when? This essential guide contains all the federal regulations for making a closed-loan secured by the borrower's non-principal residence. This guide includes the new TILA/RESPA Integrated Mortgage Disclosure requirements that are effective October 3, 2015.We have condensed current requirements into an easy-to-read table and detailed notes. Each of the RESPA, Regulation Z and HMDA requirements based upon the loan type, loan purpose and priority of lien are detailed in this guide.

Closed-End Mortgage Disclosure Requirements for Principal Dwelling Secured Loans Beginning October 3, 2015

What are the disclosure requirements for closed-end mortgage loans secured by principal dwellings and when must the disclosures be given? What regulations apply and when? This essential guide contains all the federal regulations for making a closed-loan secured by the borrower's principal residence. This guide includes the new TILA/RESPA Integrated Mortgage Disclosure requirements that are effective October 3, 2015. We have condensed current requirements into an easy-to-read table and detailed notes. Each of the RESPA, Regulation Z and HMDA requirements based upon the loan type, loan purpose and priority of lien are detailed in this guide.

Commercial Lending

At last... a compliance training tool for the untrainable. A compliance resource for the unresourceful. The Commercial Lending Quick Reference Guide is designed for the commercial lender. It sets out for each loan and collateral type the regulations that must be followed. It also describes regulations that must be followed in certain circumstances.

Complete Quick Reference Guide Set for Banks

Because you may not know which regulatory guide is right for your organization, we are pleased to now offer a complete set of our comprehensive regulatory guides for only $410 - a cost savings of $85 for the entire set. Of course, you can still order individual guides at any time.