Regulatory Advisory Services

About Us

Regulatory Advisory Services is a team of experienced compliance professionals, former examiners, licensed attorneys, and executives. We consult and support our clients on regulatory interpretations and the application of those interpretations to everyday business practices, products, and services. We offer clients the ability to ask us compliance questions via our chat ticketing system, access to over 140+ compliance webinars and 25+ ABA certified courses, and a vast library of compliance collateral.

Regulatory Advisory Services is the author of the Big Orange Book or “BOB” and continues to edit for regulatory updates. The Big Orange Book is a comprehensive, logically organized federal consumer compliance manual with a clear table of contents and a well-constructed index. It is written with no legalese so compliance officers, new and experienced, will understand the regulatory requirements and risks of non-compliance.

We are here to make staying compliant easy for our clients. Our focus is to simplify and support our clients in the ever-changing world of compliance regulations. We are the ideal resource for those whose jobs require detailed, straightforward, practical knowledge of what the federal rules require. Plain-English explanations, quick reference guides, calculators, model policies, and live experts to answer specific questions are still the solutions to the problems presented daily by complex regulations.

Products & Services

The following products and services are included in our most popular Teams Package:

• Direct access to compliance experts to submit compliance questions via live chat and ticketing system for 5 Authorized Users, including Advertising, Disclosure and Policy Reviews – Policy Reviews include Federal Regulatory Banking Compliance provisions

• Regulatory Surveillance & Reporting - Capco Regulatory Compliance Weekly, Monthly, Calendar Updates

• Access to Capco Academy Blackboard, our online learning platform with 140+ live webinars and training-on-demand courses, 25+ courses are ABA certified

• All users receive full access to our compliance collateral which includes: Unlimited Electronic Access to the Big Orange Book (BOB), Regulatory Analysis (White Papers), Quick Reference Guides, Compliance Calculators, Sample Policy Manuals, Operating Procedures, Compliance Review Checklists, Client Alert Updates on Federal Laws & Regulations, Question of the Week (QOW)

Our History

Originally known as Kirchman Regulatory Services (KRS), which was a complimentary consulting service to clients of Kirchman Corporation, providing advice to its core platform clients. Kirchman Corporation was acquired by Metavante and KRS became Regulatory Advisory Services (RAS). In October 2009, Fidelity National Information Services (FIS) completed the acquisition of Metavante. In May 2017, FIS announced its intent to sell a majority interest in its consulting business to Capco.

We are now a division of Capco’s Center of Regulatory Intelligence.