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New Servicing Rules Under RESPA - Conforming Payments, Crediting Payment, Payoff, & Escrow

Join us as we discuss the new and not so new servicing provisions with respect to payments. We will talk about existing rules for mortgages and open-end credit with respect to payment processing. We will also look at the 2013 TILA Servicing Requirements, both substantive and non-substantive for mortgage payments. Finally, we will discuss the 2013 RESPA requirements with respect to escrow balance and payoff statements.

What You Will Learn:

  • 2013 TILA Servicing Rules affecting mortgage payments
  • 2013 RESPA Servicing Rules affecting payoff requests and escrow
  • Provisions for payment for open-end credit

Target Audience:

Compliance personnel, loan servicing personnel, and audit personnel

Level: Basic

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