subscriptions Internal Operations - Corporate Governance

Training On Demand


  • play_arrow Best Practices in Compliance Management Systems

    • Oftentimes the forest cannot be seen because of the trees. A lot of attention and resources have been devoted to implementing Dodd-Frank Act requirements effective in 2013 and 2014. Focus may soon, if not already, turn to implementing Integrated Mortgage Disclosures that are required in August 2015. We understand that you have been busy, as have others in the industry. But don't forget about that forest, or for our discussion, the institution's overall compliance management system. Institutions should have in place a sound CMS to ensure compliance with federal consumer protection laws. How sound is your CMS? Regulators are evaluating institution's overall CMS. Join us as we discuss industry best practices in compliance management systems.
  • play_arrow CAMELS

    • A financial institution operates on two sets of rules. They are different rules, yet interplay with each other. Compliance Officers that also have knowledge with the Safety and Soundness aspects of their institution will bring enhanced value and increase their effectiveness benefiting their organizations. The basis of Safety and Soundness is best approached with an understanding of the CAMELS. Since an effective institution must function well in both Safety and Soundness and Compliance arenas, it is imperative for your institution to have individuals that understand and feel comfortable in both arenas. During the short period of time spent in this webinar you will attain just that: Familiarity and comfort in the Safety and Soundness area. Join us for this CAMELS basics webinar!
  • play_arrow Community Reinvestment Act (CRA) - Issues to Consider for Compliance

    • There are few regulations financial institutions consistently have questions about and CRA is certainly one of them. We want to try to cover all the bases with this webinar. The Community Reinvestment Act (CRA) requires financial institutions to serve the needs of the entire community in which they are located and its implementing regulations place extensive obligations on financial institutions to be proactive in meeting the credit needs of their communities. We want to be proactive in meeting the compliance needs of our customers so we hope you can attend.
  • play_arrow Compliance Examination Readiness

    • The compliance exam: the culmination of all we work for. It’s like studying all year for one big test on which our grade and honors status depends. But not to worry — Capco is here to help ease some of that anxiety. Join us as we discuss the examination process, providing helpful tips for the process itself as well as how to get along better with your examiners.
  • play_arrow Compliance Examinations 101 - What to Expect and How to Prepare

    • As we start the new-year, plan to start it off on the right foot – compliance foot that is. Whether you know for sure that an examination is around the corner or you expect notice any day of an impending visit, you should start preparing. Knowing what to expect is the first step in the preparation process. Join us for our informative session on Compliance Examinations 101 – What to Expect and How to Prepare. This session will go over the basics of compliance examinations, from the planning and scoping, the on-site visits, to receiving the final Report of Examination. We will also discuss some common pitfalls that we have observed over the years.
  • play_arrow CRA - Defining Your Assessment Area and Maintaining the Public File

    • Have there been changes to your financial institution’s footprint? Has your financial institution’s CRA Assessment Area been reviewed recently? You should review your Assessment Area for potential changes before the examiners change it for you. Do you know what information should be contained in the CRA public file? Are you keeping your financial institution’s public file up to date? This session will provide information on defining the Assessment Area, adjusting Assessment Area as needed, and keeping the CRA public file up to date.
  • play_arrow CRA - Help is On the Way

    • Financial institutions must comply with ever-increasing and changing dizzying array of new and amended regulations, but they are still expected to attain at least a satisfactory rating on their Public Evaluation (PE) for the Community Reinvestment Act (CRA). Join us for some insight into community development opportunities, data analysis, the right evaluation method for your institution, and more. This webinar will build on the information we delivered earlier in the year so if you enjoyed that presentation, you will love this one!
  • play_arrow Cybersecurity Community Bank Update: What This Means for You

    • Cybersecurity is top of mind for bank executives, including community banks. The challenge is translating the fact that cybersecurity is so important into tangible and meaningful steps that an institution can take to mitigate the risks and be prepared for a cyber incident. With respect to a cyber incident, it’s not a question of “if”, it’s a question of “when”. When it does happen, is your community bank prepared? Attend this ‘how-to’ webinar to find out how to organize and prioritize your cybersecurity mitigation efforts, and defend your bank against these advanced cyber threats.
  • play_arrow Documentary Mistakes

    • Sometimes a financial institution will get into a dispute with a customer and its Compliance Officer will look through the file and groan, “Oh, man, we really fouled up the [such-and-such] document!” Or there’ll be enough money involved that the institution will call in its lawyer and he or she will point out a documentary problem that may cause the institution to lose the dispute. Sometimes the problem is that the wrong document was used, sometimes the right document was incorrectly completed, and sometimes the right document is simply absent from the file. Some of our most experienced attorneys will draw on their many years’ experience as well as reported court cases to explain some of the most common documentary errors that plague institutions. Join us for this goof-fest of a web seminar and learn how to prevent these costly, embarrassing mistakes.
  • play_arrow Documenting Risk Appetite and Tolerances

    • A key component of an effective ERM program is in the ability to identify and document the institution’s risk appetite and tolerance levels. These values define how much risk the institution is willing to accept and serve as the foundation for both strategic planning and enterprise risk management.
  • play_arrow Enterprise Risk Management Essentials

    • Institutions of all sizes actively manage risk as part of their normal operations. But leading institutions create strong Enterprise Risk Management (ERM) programs to ensure that risks of all types are effectively managed throughout the institution, starting from strategy and then through their operations. In this session we will explore the core elements of a sound ERM program, and provide solid, practical advice as to how to implement these elements, even with limited resources. This information is based on years of experience working with clients of all shapes and sizes and the lessons learned about how to ensure sound risk governance based on industry best practices.
  • play_arrow FFIEC - Cybersecurity Assessment Tool - A Walkthrough

    • In light of the increasing volume and sophistication of cyber threats, the Federal Financial Institutions Examination Council (FFIEC) developed the Cybersecurity Assessment Tool to help institutions identify their risks and determine their cybersecurity preparedness. We will walk you through the new FFIEC cybersecurity assessment tool and what it means to our clients. Emphasis will be on maturity models and the assessment of inherent risk.
  • play_arrow Managing Compliance Risks of Incentive Programs

    • With the CFPB and OCC findings of widespread abuse and fraud related to opening consumer accounts at a major financial institution in 2016, a sharp focus is being made on the sales incentive programs at financial institutions to determine not only if abuse and fraud occurred, but if an appropriate control environment exists to prevent it.
  • play_arrow Meet Me at the Corner of Law and Compliance

    • We spend a lot of time focusing on how to comply with the consumer protection regulations. But we don’t spend much time thinking about why we comply – other than the fact that we want to keep the Regulatory Agencies happy, avoid fines and civil money penalties and stay in business. Join us for a discussion on the theory of compliance – why we comply and the costs, monetary and non-monetary, of non-compliance.
  • play_arrow Regulation F

    • Regulation F requires each "bank," as it defines that term, to adopt policies and procedures to control its exposure to correspondents. Not many financial institution personnel are fully familiar with this regulation, but in an era of failures and diminished capital levels, it is touching more institutions than ever before, so ignorance can be dangerous. We offer this webinar to orient you to the requirements of the regulation and give you a running start on complying. It will also be a helpful refresher, round-out, and confirmation of knowledge for someone who thinks he or she is already on top of the issue.
  • play_arrow Regulation O: Still a Regulation

    • Have you properly identified your employees who fall under Regulation O consideration? Do you annually determine who your Regulation O officers are? Loans to insiders continues to be an area of review for prudential examiners. Have you considered your billpay and overdraft programs? What is the “tangible economic benefit” rule? In this webinar, we will cover how to answer these questions, along with how to assess your institution’s exposure to non-compliance risk.
  • play_arrow The CRA: Present and Future

    • 2018 was an eventful year for the Community Reinvestment Act (CRA). The Department of the Treasury and the Office of the Comptroller of the Currency proposed sweeping changes to the way the CRA is enforced and the methodology regulators use to perform Public Evaluations (PEs). These changes are a breath of fresh air and, if implemented, will bring the CRA into the 21st century, providing clarity, consistency and transparency. Meanwhile, however, financial institutions must continue with their existing CRA programs. In addition to providing insight into the CRA’s future, this session will address the basics, provide guidance and present examiner tips for compliance.
  • play_arrow Top 10 Compliance Mistakes

    • Do you ever wonder if other financial institutions have the same challenges, and are making the same mistakes you seem to be finding? Have you corrected something only to find it has happened again? Or worse, are you waking up in the middle of the night wondering what you are missing while tackling all of the new regulatory changes? If you find you have more work than hours in the day and don't know where to focus your efforts, you won't want to miss this webinar! During this session, you will learn the most common compliance mistakes and how to correct them.
  • play_arrow Understanding How to Make Your Policy

    • Do you struggle with your institution’s policy because they have no direction? Perhaps you have found that writing them isn’t so easy and you don’t know where to begin to draft a new policy or even re-vise an existing a policy? Well mystery be gone! In this webinar, we will talk about the elements of a basic policy, how to write a good policy, and what else you need to consider to make your policies the most robust policies they can be! We will also cover some housekeeping tips like mandatory policies, board approval and the like.
  • play_arrow Vendor Management - The Risk in Relationships

    • ​Today more than ever financial institutions contract for services and outsource tasks. From utilizing core systems to hiring contractors for routine tasks, no financial institution operates in a vacuum. This business is highly risky and compliance is difficult enough when something is done in-house but there is even more risk when third parties become involved. In this webinar, we will give you solid advice and actionable steps that you can take to recognize and minimize that risk.
  • play_arrow Vendor Risk Management in a Post Dodd-Frank World

    • Perhaps never before have vendors and other-third party relationships been so prevalent in financial services. Almost every financial institution today relies on outside vendors for everything from operating systems to providing valuable data for loan disclosures. Of course, the risks which arise from these relationships can be very high. Enforcement actions have used vendor management deficiencies to impose large money penalties. This webinar will help you identify those risks and provide the latest guidance on how to mitigate that risk.